The FIAU would like to bring to your attention the Single Programming Document (SPD) for 2026 – 2028, published by the Anti-Money Laundering Authority (AMLA), which consists of a multi-year work plan and programme, featuring AMLA’s strategic priorities and timelines.
The SPD outlines the scheduled mandates for 2026 and details AMLA’s strategic goals structured around three key deliverables: completion of the EU AML/CFT Single Rulebook, enhancing supervisory convergence and stronger cooperation between EU Financial Intelligence Units (FIUs).
This is reflected in the five activities outlined below, which will form the basis of AMLA’s work in 2026, and which will have a lasting impact across the full three-year period covered in the SPD:
1) Delivering on core regulatory mandates:
The EU AML/CFT Single Rulebook will harmonize AML requirements across the EU, helping to eliminate regulatory gaps. In 2026, AMLA will deliver twenty-four of its forty mandates, prioritizing those of highest relevance to the industry and those required to support its supervisory and FIU tasks.
2) Advancing direct supervision:
From 2028, AMLA will directly supervise forty of the EU’s most significant financial institutions, with the first selection process being planned for 2027. In 2026, AMLA will finalize the risk analysis and selection methodology on how obliged entities will be selected for direct supervision. It will also launch a data collection exercise to test the model and define procedures for the transfer of supervisory information from national competent authorities.
3) Operationalizing the FIU framework:
AMLA will strengthen cooperation and effectiveness among EU FIUs through enhanced coordination and joint analyses.
4) Laying the foundations for indirect supervision and oversight:
In 2026, AMLA will develop harmonised standards for indirect supervision across the financial sector through cooperation with national competent authorities. Simultaneously, AMLA will develop strategies for oversight of the non-financial sector, ensuring consistency and convergence across the EU.
5) Building AMLA’s risk frameworks:
To support a robust and consistent EU AML/CFT framework, AMLA will focus on strengthening the identification and assessment of ML/TF risks. In 2026, it will develop its risk analysis framework by mapping data sources and establishing the procedural and IT infrastructure needed for data collection.
Further information is available on AMLA’s website. The SPD and the full list of the twenty-four mandates that AMLA will deliver in 2026 can be accessed directly on the FIAU’s website under the ‘AMLA’ tab.